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Do You Need Flood Insurance?

Here are some important facts to keep in mind provided by the National Flood Program:

FACT: Homeowners and renters insurance does not typically cover flood damage.

FACT: More than 20 percent of flood claims come from properties outside high-risk flood zones.

FACT: Flood insurance can pay regardless of whether or not there is a Presidential Disaster Declaration.

FACT: Disaster assistance comes in two forms: a U.S. Small Business Administration loan, which must be paid back with interest, or a FEMA disaster grant, which is about $5,000 on average per household.  By comparison, the average flood insurance claim is nearly $30,000 and does not have to be repaid.

It’s easy to see that having flood insurance provides important recovery help.

Many of the properties damaged with Florence and Harvey were not in high risk mandatory flood zones.

We recommend this is something you consider, if you would like a customized quote for your property feel free to contact us and we will gladly assist.

You can call at 386-734-7283

Email at

Or just stop by the office.

Posted 2:46 PM

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