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When it comes down to choice, independent agents are definitely your best option!

Most independent insurance agencies have multiple insurance carriers to choose from while most direct online providers have only one.   This will save you time from having to call or research rates.  Many online quotes you receive are hardly underwritten and the premium amount can change after "you sign the dotted line" so to speak. Independent agents have the capability to give you multiple quotes at once and will work to determine and understand your specific needs/circumstances. The independent agent can research to determine which carrier best meets your needs and can explain how carriers respond to claims. Plus, the ease of having all of your insurance at one agency makes it simple to keep track of your policies and renewals. Many online rating systems actually sell or farm out your information to a multitude of outlets.  This can result in you being inundated with high pressure phone calls and tactics (which we all know is an unpleasant experience).

“One-stop-shopping” is only one of the many benefits of doing business with an independent agency. 
Posted 10:43 AM  View Comments

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