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CFL Insurance Agencies LLC Blog

View the latest blog posts from CFL Insurance Agencies LLC. This website has some useful information including a auto vin check tool. NICB's VINCheck is a free service provided to the public to assist in determining if a vehicle has been reported as stolen, but not recovered, or has been reported as a salvage vehicle by cooperating NICB member insurance companies. READ MORE >>

"What is Full Coverage Insurance” -- That is a good question and one that should not be taken lightly.   The term “Full coverage” is often used in the insurance language but in reality there is no such thing as “full coverage”.  This term could mean different things to different people. READ MORE >>

 As the storm season continues to heat up in Florida-- This is just a reminder that when a tropical storm or hurricane watch/warning is issued by the National Weather Service for any location within Florida that most Insurance Companies put in restrictions not allowing any coverage to... READ MORE >>

Do you need Homeowners Insurance if You Own a Condo?   The answer is yes but the type and amount of coverage can be a tougher question to answer.   Many people make the mistake without researching that they are responsible for the contents only.   READ MORE >>

One area people often overlook when they think about insurance is Life Insurance.   Life Insurance provides financial security for your loved ones at a time they need it most.   They’re fragile and reeling from the emptiness your departure has cause in their lives. READ MORE >>

We are asked frequently about the dwelling coverage limit on home insurance policies-- “Why is the dwelling coverage not the same as the purchase price?” “I only paid x amount for the home why do I need it insured for more?” “My loan is X amount don’t I need insurance for that amount? READ MORE >>

Buying a home represents one of the largest purchases we all make in our lifetime. In doing so there are many factors to consider in your search for your dream home. Home Insurance is one of the factors you will need to consider and the key factors that impact your insurance costs include some of the following: READ MORE >>

A few reasons why to choose an Independent Insurance Agent-- 1) Personal Shoppers--Working with an independent agent can be compared to having a personal shopper. Similar to the way a real estate agent sorts through properties to help you find an ideal home, an insurance agent reviews many... READ MORE >>

Below is some information regarding the potential risks with assignment of benefits when handling a homeowners/property claim. An AOB is a contract between a policyholder and a third party, such as a roofer or a contractor, giving the third party the right to deal directly with the policyholder's insurance company and receive payment for the claim. READ MORE >>

Low Cost Auto Insurance -- Everyone would like to save money on their auto insurance. First and we feel most importantly be sure to understand what it is you are actually paying for to make sure you know what you are insured against and what risks you are assuming. READ MORE >>

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